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Recent Real Estate Advice and Resources

Think of the kids...Even if you don't have any!

ADVICE | BUYING Author: LEE IVANS

As an adult, you might be interested in a neighborhood that is easy driving distance from a golf course, close to shopping and fine dining restaurants, or has nearby trails suitable for walki...

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Kam's Mortgage Minute - Mortgage Fraud up

ADVICE | MORTGAGES Author: Kam Brar

February 21, 2012

Mortgage fraud on the rise reports Equifax Canada, co...

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10 year term rate for 3.99% mortgage oac? Why not?

ADVICE | MORTGAGES Author: Caroline Lennox

Come and get it!

Several lenders are still offering an incredibly low 10 year term rate of 3.99% closed on approved credit. And these mortgages are sellin...

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Kam's Mortgage Minute - Quebec tuition hikes

ADVICE | MORTGAGES Author: Kam Brar

February 20, 2012

Quebec students protest rising tuition hikes read more

NEWS RELEASE - Transition measures support new-home buyers, builders

RESOURCE | BUYING Author: LEE IVANS

VICTORIA – New housing transition measures give certainty to an important economic sector and help to keep taxes equitable throughout the transition as the province returns...

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Down Payments - where to get them, how much you need

ADVICE | MORTGAGES Author: Caroline Lennox

Potential Sources of Down Payments include:

  • Savings
  • Borrowed RRSP’s (Government Programs)
  • Non-repayabl...
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Pay down mortgage or contribute to RRSP part 2

ADVICE | MORTGAGES Author: chris murphy

Rob Carrick has been encountering some push back on his premise that paying down the mortgage is best. His second article  adds more information worth looking at.

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Kam's Mortgage Minute - Tribute to a Legend

ADVICE | MORTGAGES Author: Kam Brar

February 17, 2012

Tribute to gary Carter a baseball legend

&... read more

Kam's Mortgage Minute - Housing market slows to a crawl

ADVICE | MORTGAGES Author: Kam Brar

February 16, 2012

Housing market slows to a crawl

&...

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Kam's Mortgage Minute - Will the Housing Market CRASH?

ADVICE | MORTGAGES Author: Kam Brar

February 15, 2012

Will the housing market crash?

&l...

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Understanding the Home Buying Process

ADVICE | BUYING Author: LEE IVANS

The more you know about the best way to reach a goal, the more likely you are to get the result you want. So, whether you’re hunting for a new job, assembling a backyard BBQ, or tra...

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Kam's Mortgage Minute - Valentine's Day and how you "SPEND" it!

ADVICE | MORTGAGES Author: Kam Brar

February 14, 2012

Valentine's Day and finances

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RRSP choices - pay down the mortgage or contribute to RRSP

ADVICE | MORTGAGES Author: chris murphy

This is a great short video off the Globe and Mail. There are some good thoughts that could be applicable for this year, the low mortgage rates and maybe low investment returns.

&l... read more

Kam'd Mortgage Minute - War of 1812 and Snooki

ADVICE | MORTGAGES Author: Kam Brar

February 13, 2012

Kam's discussion on the war of 1812 and Snooki&l...

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Five tips for choosing a contractor

RESOURCE | RENOVATIONS Author: LEE IVANS

Whether it's the need for a change, an upgrade, or an emergency home repair, most homeowners will at some point need to hire a contractor. Renovations and repai...

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Energy upgrades help new buyers and homeowners save some green

ADVICE | MORTGAGES Author: Caroline Lennox

When the cold weather strikes and you notice drafty windows and increasing utility bills, it may be time to think green.

Upgrades to improve your home's energy co...

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Kam's Mortgage Minute - Banks rates on the rise

ADVICE | MORTGAGES Author: Kam Brar

February 09, 2012

Bank rates rise and Western population growth read more

Have rates hit bottom? Those rate specials are being taken off the table.

ADVICE | MORTGAGES Author: chris murphy

This may be the ... read more

Greek Debt and DND men and women

ADVICE | MORTGAGES Author: Kam Brar

February 09, 2012

Greek debt and the DND...

http://youtu.be/7yar5RUd...

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Home Viewing Checklist

ADVICE | BUYING Author: LEE IVANS

GENERAL UPKEEP

  • Home is clean and uncluttered
  • Lawns are cut
  • Walls are clean and free of chipping
  • <...
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When Bad Things Happen to Good People: 10 Tips on Obtaining a Mortgage After Bankruptcy

ADVICE | MORTGAGES Author: Caroline Lennox

Many Canadians find themselves bogged down with a bad credit rating for the wrong reason –illness, losing a job, or simply not understanding consumer credit. Sometimes bad financial...

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Canadian Housing Starts - February 8, 2012

RESOURCE | BUYING Author: LEE IVANS

Canadian housing starts began the year with a seasonally adjusted annual rate (SAAR) of 197,900 starts in January. While start...

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Kam's Mortgage Minute - Bank Fees on the Rise

ADVICE | MORTGAGES Author: Kam Brar

February 08, 2012

Bank fees on the rise

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Renters wanting buy. How rates can affect their timing.

ADVICE | MORTGAGES Author: chris murphy

Renters and the Rate Influence

More than 1 in 4 ren...

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Kam's Mortgage Minute - Lenders are tightening up on self-employed mortgage guidelines

ADVICE | MORTGAGES Author: Kam Brar

February 07, 2012

TD bank tightens up on self employed mortgages read more

Buy Your Next Home For Less

ADVICE | BUYING Author: Steve Dyment

 

Twongo. Groupon. Websites like these didn’t exist just a few years ago but now are becoming household phrases. It goes to show that everyone likes a d...

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Mortgage rate fiaxation - and stay flexible?

RESOURCE | MORTGAGES Author: chris murphy

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Kam's Mortgage Minute - Greek Debt and Personal Household Debt

ADVICE | MORTGAGES Author: Kam Brar

February 06, 2012

Greek debt and Canadian Household Debt. Are the two s...

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How to get a credit card post-bankruptcy discharge, you have no credit history or your credit rating is poor

HOW-TO | MORTGAGES Author: Caroline Lennox

Q: How do I get a credit card now that my credit is bad, and/or the bankruptcy has been discharged?
A.  Secured Credit Cards are a good way to start. ...

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Kam's Mortgage Minute - Self Emplyed stated income mortgage

ADVICE | MORTGAGES Author: Kam Brar

February 03, 2012

Lenders changing rules on stated income...

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